When it comes to setting long-term goals for your retirement, making contributions as an individual does not need to be difficult. An Individual Retirement Account (IRA) is one way you can invest for retirement. Basically, there are two types: Traditional and Roth. Anyone who earns income through employment can open an account. Use our calculators to determine which type would work best for you, or call us to discuss.

Roth IRAs

Roth IRAs offer you the benefit of tax-exempt growth. You make contributions after you’ve paid federal income taxes, so you won’t have to pay taxes again on your investment when you withdraw the money as long as certain conditions are met.

Roth IRA Calculator

Traditional IRAs

Traditional IRAs offer you the benefit of tax-deferred growth, meaning you won’t pay taxes on your account until you withdraw the money. You may qualify for a full or partial deduction for contributions on your tax return


Contact Walter J. Reyna, Inc. to discuss
what IRA is right for you.